by Brian Decker | Jul 25, 2020 | Brian Decker, FHA Loans, Mortgage
Purchasing a new home can be one of the most exciting yet complicated things one does in their lives. Unfortunately, there are plenty of obstacles to overcome during the process. In fact, even those purchasing their second home tend to make mistakes; that’s how...
by Brian Decker | Jun 25, 2020 | Brian Decker, Mortgage
Perhaps the most common thing that new homeowners will notice is just how many additional costs come with purchasing a home. Yes, most homeowners expect to pay the cost of the home along with a down payment. However, there are additional fees beyond these well-known...
by Brian Decker | Jun 16, 2020 | Brian Decker, Mortgage
The COVID-19 pandemic has had a significant effect on the way we function as a society, and, as a result, our economy has also been affected. In particular, real estate markets have taken downturns across the country, virtually turning a seller’s market into a...
by Brian Decker | Jun 12, 2020 | Brian Decker, Mortgage
Over the course of the last three months, approximately 41 million Americans filed for unemployment. For those who rent, many were offered the chance to postpone monthly rent payments. However, homeowners who lost their jobs faced the reality of possibly losing their...
by Brian Decker | May 21, 2020 | Brian Decker, Mortgage
Buying a home is likely the most significant purchase people will make during their lifetimes. In addition to being an emotional decision, buying a home is also the most expensive investment made during adulthood. Most people need to borrow money to become homeowners....
by Brian Decker | May 15, 2020 | Brian Decker, FHA Loans, Mortgage
Although many mortgage loans adhere to standard practices, some may differ. These are known as Alternative Mortgage Instruments (AMI). These loans may differ in several ways. For example, an AMI may have a variable interest rate, interest that doesn’t amortize,...
