by Brian Decker | Feb 11, 2021 | Brian Decker, FHA Loans, Mortgage
We are advised to read every word of a mortgage document because some people have received unpleasant surprises when they didn’t do this. This article will help you know what to look for when you are reading the fine print in your mortgage documents. 1. Closely...
by Brian Decker | Feb 4, 2021 | Brian Decker, FHA Loans, Mortgage
The Definition of a Reverse Mortgage A “reverse mortgage” is a loan. This loan is like other home loans because homeowners can use the equity in their houses as collateral for the loan. This loan also allows the homeowners to keep the title to their...
by Brian Decker | Jan 28, 2021 | Brian Decker, FHA Loans, Mortgage
A lien refers to a legal claim or right against a property. It provides security, allowing individuals or organizations to take property or other legal actions as a way of satisfying some debts. Usually, it is part of the public record, providing information about any...
by Brian Decker | Sep 28, 2020 | Brian Decker, Mortgage
2020 has been a difficult year for homeowners. The financial issues caused by the coronavirus pandemic have made it very difficult to keep up with regular mortgage payments. While many lenders are offering plans for relief and deferment, you’re still responsible...
by Brian Decker | Aug 20, 2020 | Brian Decker, FHA Loans, Mortgage
Losing your job is never fun, and due to the COVID-19 pandemic, millions of Americans have been laid off or furloughed over the past few months. When you lose your job there are often dozens of things to think about, and paying your various bills is one of the most...
by Brian Decker | Aug 16, 2020 | Brian Decker, FHA Loans, Mortgage
Things can get a little confusing when applying for a mortgage. There are just so many different loan options, how are you supposed to know which is best for you? To top it off, sometimes people qualify for government-insured loans, which are a little different than...
