by Brian Decker | Feb 11, 2021 | Brian Decker, FHA Loans, Mortgage
We are advised to read every word of a mortgage document because some people have received unpleasant surprises when they didn’t do this. This article will help you know what to look for when you are reading the fine print in your mortgage documents. 1. Closely...
by Brian Decker | Feb 4, 2021 | Brian Decker, FHA Loans, Mortgage
The Definition of a Reverse Mortgage A “reverse mortgage” is a loan. This loan is like other home loans because homeowners can use the equity in their houses as collateral for the loan. This loan also allows the homeowners to keep the title to their...
by Brian Decker | Jan 28, 2021 | Brian Decker, FHA Loans, Mortgage
A lien refers to a legal claim or right against a property. It provides security, allowing individuals or organizations to take property or other legal actions as a way of satisfying some debts. Usually, it is part of the public record, providing information about any...
by Brian Decker | Jan 21, 2021 | Brian Decker
Retirement planning is a complicated business. Generations ago, many workers entered retirement with a pension paid by their longtime employer. Later, 401(k) accounts emerged. These, too, are provided by employers. 401(k)s provide workers with a tax-advantaged...
by Brian Decker | Jan 19, 2021 | Brian Decker
Record-low interest rates have combined with a record-high housing demand to create a seller’s market that many have only envisioned. States that have a higher cost of living are seeing higher savings, but homeowners across the nation can benefit from this...
by Brian Decker | Dec 14, 2020 | Brian Decker
There are a lot of serious situations that can interrupt your day-to-day life. Suppose you’re facing a crisis like a sudden death in the family, an unexpected emergency, the loss of a job, or a serious illness. In that case, you’ll need to adjust your...
