by Brian Decker | May 15, 2020 | Brian Decker, FHA Loans, Mortgage
Although many mortgage loans adhere to standard practices, some may differ. These are known as Alternative Mortgage Instruments (AMI). These loans may differ in several ways. For example, an AMI may have a variable interest rate, interest that doesn’t amortize,...
by Brian Decker | Feb 3, 2020 | Brian Decker, FHA Loans, Mortgage
When you are self-employed, securing a mortgage or home loan can be challenging. Without the typical documentation of your income, some lenders may not be willing to loan you the funds necessary to purchase a home. Fortunately, there are non-traditional mortgages you...
by Brian Decker | Nov 11, 2019 | Brian Decker, FHA Loans, Mortgage
Conventional mortgage loans are arguably the most popular choice for financing the purchase of housing, however, there are other alternatives that can be beneficial for select individuals. No-Ratio or No-Income loans allow applicants to apply for a loan without...
by Brian Decker | Nov 1, 2019 | Brian Decker, FHA Loans, Mortgage
Obtaining a mortgage or other loans can be difficult for individuals who earn a majority of their income through various assets. In addition to a stated income loan, there are other options for individuals whose investments account for a substantial percentage of...