The Differences Between Selling a Home as an Owner vs. Through a Realtor
If you're planning to sell your home, you'll need to consider whether you're listing it yourself or hiring a realtor. Individuals with previous real estate experience may not have any trouble with the selling process. If you choose to use a "for sale by owner" method,...
The Hidden Costs of Purchasing a Home
When you rent a property, you don't generally pay many costs other than your rent itself. You might shoulder the electricity and water bills depending on the lease. But your landlord is responsible for all the ongoing costs of owning and maintaining the property....
Scholarships for Adult Students
For seniors in high school, applying for scholarships and financial aid is just part of life. It's expected that seniors will go on to pursue college degrees right out of high school. But for adult students returning to school, getting financial aid can be much more...
Understanding Premature Retirement
Decades of your life are spent planning to retire. It's hard to make a retirement plan that accounts for all your needs, and you'll always have some unexpected expenses. Sometimes you enter retirement earlier than you planned because you're laid off from work, you're...
How the Foreclosure Moratorium Could Affect You
2020 has been a difficult year for homeowners. The financial issues caused by the coronavirus pandemic have made it very difficult to keep up with regular mortgage payments. While many lenders are offering plans for relief and deferment, you're still responsible for...
Tips For Approaching Your Mortgage Payments After Losing Your Job
Losing your job is never fun, and due to the COVID-19 pandemic, millions of Americans have been laid off or furloughed over the past few months. When you lose your job there are often dozens of things to think about, and paying your various bills is one of the most...
The 3 Government-Insured Loans
Things can get a little confusing when applying for a mortgage. There are just so many different loan options, how are you supposed to know which is best for you? To top it off, sometimes people qualify for government-insured loans, which are a little different than...
A Brief Look At Some Mortgage Related Jobs
One of the most important parts of the home buying process is taking out a mortgage so you can actually buy your house. The vast majority of people can’t afford to just buy their houses with cash so mortgages are a real estate term we use for taking out a loan from a...
What Is A Jumbo Loan?
When it comes to your mortgage, there are so many different types of loans you can take out. Every loan is meant for different situations and they each have their own pros and cons that come with them. Due to home prices rising so much, one loan that people have had...
The Do’s and Don’ts Of The Mortgage Process
The mortgage process can often be one of the most important parts of buying a home and even if you’ve gone through it before, it can be easy to make a mistake. Take a step back before beginning the search for your new home and make sure you understand exactly how the...